An
annuity is essentially a pension fund, which will provide
you with a regular income, for life.
So getting the right annuity could prove to be the
most important financial decision you will make. You
have the right to choose your own annuity provider,
rather than accept that being offered by your existing
provider. (This is called an open market option).
And with the options
available, an alternative provider can very often achieve
far better returns.
It is therefore crucial to make sure you get the right
advice, and the most appropriate annuity for your personal
circumstances.
Organising your annuity is not something to be taken
lightly, and you will certainly benefit from the personal
advice we'll offer you.
Robert Bruce Associates offers you a thorough and qualified
evaluation of the annuities market-place, and will happily
explain the various options available to you personally
- and in a way you will fully understand.
Get the most out of your
retirement.
Call us today
on: 0845 838 7377
Some General Facts about Annuities
- An annuity provides a secure and regular
income for life.
- Your pension fund is encashed to provide a tax-free
cash sum, with the balance used to buy an annuity from
an insurance company.
- Cash provided is tax free
- You can also buy a spouse or dependant's benefits
(but this will reduce your own annuity).
- Annual, one-off guarantees and spousal benefits
are additional options available at the outset.
- After finalising your annuity, it's possible
you may not be able to change your mind, or your benefits.
- You can choose a constant or increasing annuity;
payable monthly, quarterly or yearly.
- An income drawdown or phased retirement provides
an alternative to annuity purchase.
Get
the Full Story
Robert Bruce Associates
can offer you specialist, helpful and clear advice on
these Annuities, to help you make an informed choice.
Our qualified advisors will ensure any decision is made
only once you have all the facts in hand, and only as
a result of establishing your personal wishes and criteria.
Why not call us today?
Get the most out of
your retirement.
Call us today
on: 0845 838 7377
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