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The opinions expressed herein are my own personal opinions and do not represent my employer's view in anyway.

© Copyright 2010 Robert Bruce Associates Blog
Bruce posted on September 9, 2010 22:50
An annuity is simply a contract whereby for a fee you are guaranteed an income for the entirety of your retired life. Annuities give you (and your partner) a sense of security for your retired life. Annuities should not be taken lightly though and it is always recommended that you take the advice ... [More]

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Bruce posted on September 8, 2010 09:33
It should come as no surprise that staff at the left-leaning BBC have voted to strike over pensions …. [More]

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Stephen posted on September 2, 2010 17:25
Our monthly economic reviews aim to provide background to recent developments in investment markets as well as to give an indication of how some key issues could impact in the future. It is not intended that individual investment decisions should be taken based on this information; Bruce Janman... [More]

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Bruce posted on September 1, 2010 10:28
If you are lucky enough to be the member of a employer’s defined benefit (also called final salary – or more latterly lifetime average earnings) pension scheme the chances are that you are aware of the Pension Protection Fund …. [More]

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Stephen posted on August 25, 2010 09:13
According to Aviva, more families gamble each week than have life insurance. In fact, some 34 million of us gamble in some form or other, but only 20 million people have life cover …. [More]

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Stephen posted on August 23, 2010 17:27
Anyone looking at stockmarket performance over the past few years could be forgiven for wondering what is going on. [More]

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Stephen posted on August 23, 2010 17:19
Two recent news articles reinforce the need for each one of us to save more for our retirements – they talk about company pensions, but the principles apply to us all. [More]

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Stephen posted on August 23, 2010 17:08
Not long ago, low-cost endowments were all the rage, when it came to arranging a mortgage, because they were an alternative to the more traditional repayment mortgage (sometimes also called ‘annuity mortgage’).. [More]

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Bruce posted on August 18, 2010 09:07
Reading a Times article about a journalist who bravely decided to spend a week without cash – well it saves buying The Big Issue, anyway – reminded me about a recent announcement that cheques are to be phased out from 2018 …. [More]

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Bruce posted on August 11, 2010 09:23
With concerns being expressed that the economy could be slowing down, while prices rise rapidly, we are fast approaching what Graeme Leach of the Institute of Directors called Stickyflation …. [More]

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